Settling Tax Debts, It’s What We Do.
We help individuals and businesses settle their outstanding tax debts and we guarantee our work.
Our Approach
Our Tax Debt Settlement Process
Step 1
Book Appointment
Start your tax debt settlement journey by talking with one of our licensed associates at a convenient time for you. It’s a free call to review your settlement options with the IRS.
Step 2
Stop All Collections
Our first order of business is stopping all bank levies and wage garnishments. Immediately helping you start sleeping at night and no longer worrying about the IRS is what we do.
Step 3
Financial Investigation
We’ll ask you some questions to discover your situation and needs. Then, we’ll tell you how we can help you overcome your challenges. You can ask us questions too.
Step 4
Completed Settlement
If you’re living close to paycheck to paycheck and have minimal assets, then the IRS allows for a settlement of your tax debt. Our team knows how to get the lowest amount possible.
Colorado Tax Attorney Serving Self-Employed & Small Businesses Nationwide
Facing tax problems as a self-employed professional or small business owner creates overwhelming stress that keeps you awake at night. Whether you’re dealing with unfiled returns, unexpected tax bills, or IRS collection notices, the burden feels impossible to manage alone.
Dickmann Tax Group offers a modern, personalized approach to tax resolution that recognizes your unique situation. We don’t believe in one-size-fits-all solutions because your tax problem is as individual as your business.
Founded in Colorado and serving clients nationwide, our team specializes in the complex cases that large tax resolution companies often mishandle – unfiled returns spanning multiple years, 1099 contractor complications, and self-employment tax issues that require nuanced expertise.
As experienced enrolled agents, we understand the specific challenges facing self-employed professionals. From quarterly estimated tax failures to business expense documentation, we’ve resolved thousands of cases for clients just like you.
We offer a free consultation with absolutely no pressure. You’ll receive an honest assessment of your situation and clear options for moving forward. Call (303) 482-2767 today and discover how personalized tax resolution can bring you peace of mind.
A Modern Tax Resolution Process for Self-Employed Professionals
Our three-step process addresses your immediate crisis while building a sustainable path toward long-term compliance. Every case receives individual attention tailored to your specific financial circumstances.
Step 1 – Suspend Collections Immediately
When you’re facing IRS or state enforced collection action, time is your enemy. Our first priority is stopping the financial hemorrhaging – protecting your bank account from levies and your wages from garnishment before additional damage occurs.
For self-employed clients and 1099 contractors, establishing foundational compliance creates the platform for successful resolution. We immediately file power of attorney documentation and communicate directly with IRS representatives to halt aggressive collection tactics.
Immediate action matters exponentially more for self-employed professionals. Unlike W-2 employees with predictable income, contractors face irregular cash flow that makes bank levies especially devastating. One unexpected account freeze can cascade into missed rent, bounced checks, and damaged client relationships.
Step 2 – Comprehensive Financial Analysis
Once collections are suspended, we conduct thorough analysis of your financial situation against IRS collection standards. This isn’t a ten-minute phone call – it’s a detailed examination of your reasonable collection potential compared to what the IRS can legally expect you to pay.
We review expiring statutes of enforcement to determine if strategic patience benefits your case. Many clients don’t realize that collection statute expiration dates can dramatically impact settlement negotiations when properly leveraged.
For self-employed clients, accurately assessing income and expenses requires expertise. We understand Schedule C deductions, business expense categories, and how to present irregular income in the most favorable light while remaining completely honest with the IRS.
Colorado’s cost of living factors into these calculations, as do nationwide variations if you’re operating across multiple states. We consider your complete financial picture – housing costs, necessary business expenses, family obligations, and reasonable living standards.
Strategic planning for complex, multi-year situations separates successful resolution from years of payment struggles. We develop approaches that address both your immediate tax debt and prevent future problems through proper compliance systems.
Step 3 – Personalized Tax Settlement
The final step involves finalizing your resolution directly with the IRS enforcement division. Our enrolled agents negotiate on your behalf, presenting your financial situation in the framework that produces optimal results.
When necessary, we escalate cases to IRS appeals to challenge unfavorable determinations. This level of representation requires experience and expertise that only specialized tax professionals provide.
Your settlement is tailored to your specific financial situation – no cookie-cutter solutions that ignore your individual circumstances. A freelance graphic designer in Denver faces different challenges than a real estate agent in Florida, and your resolution reflects those differences.
We reject assembly-line approaches because they fail clients with complex situations. Your case receives the personalized attention it deserves from experienced professionals who understand self-employment tax issues.
Customer Reviews
“Dickmann Tax Group handled our problem with the expertise and professionalism we needed. Our hesitations about dealing with the IRS quickly went away with the knowledge of their team and their willingness to step in and quickly fix the issues at hand.”
Kyle F.
"Kevin at Dickmann Tax Group is an absolute gem! I can’t recommend him highly enough! His expertise, attention to detail, and commitment to delivering exceptional service truly set him apart. Kevin not only made the process seamless but also took the time to explain everything in a way that was easy to understand."
Dainielle M.
"Dickmann Tax Group (Casey Lamb) helped me accomplish a goal that was daunting and I'm so grateful for their expertise and the time they took to explain everything to me. We were able to straighten out my tax situation swiftly. Casey is kind, approachable, and there to make sure that each client's unique challenges are addressed."
Jenny S.
"Wonderful! There are not enough words to express my gratitude and appreciation for the Dickmann Tax Group. My situation was scary and daunting, however from the very beginning I knew I had someone championing for me. Their professionalism, timely information and follow up, and compassion set my fears to rest."
Becky A.
"I could not have been more pleased with the results. I ended up paying pennies on the dollar on what was owed. It took longer than I expected but not longer than Stacy had told me. I was a nervous wreck and the entire group was very patient with me. I highly recommend."
Jeff K.
Our Approach
Get the Tax Debt Settlement Support you Deserve.
Frequently Asked Questions About our Nationwide Tax Debt Relief and Settlement Services
Can a Colorado based tax debt attorney help me if I live in another state?
Absolutely. A Colorado tax debt attorney can represent you anywhere in the United States because the IRS operates as a federal agency with uniform rules nationwide. When we file a Power of Attorney (Form 2848) with the IRS on your behalf, we have full authority to represent you regardless of your location - the IRS doesn't care where your representative is based, only that they have proper credentials.
At Dickmann Tax Group, our Enrolled Agents have unlimited IRS representation rights in all 50 states, just like attorneys. We serve clients from California to New York, Florida to Washington, through our secure virtual platform that includes video conferencing, encrypted document sharing, and electronic signature capability. You'll receive the same high-quality, personalized service as our local Colorado clients without ever needing to visit our office.
In fact, most IRS negotiations happen by phone, mail, and electronically anyway - physical location is irrelevant to the resolution process. Our Colorado-based expertise, understanding of IRS Collection Financial Standards, and specialization in self-employed tax issues benefits clients nationwide.
Whether you're in Denver or Des Moines, we provide the same expert representation. Ready to get started? Schedule a virtual consultation or call (303) 482-2767 today.
What is tax debt and how does it accumulate for self-employed individuals?
Tax debt is the total amount you owe to the IRS, including unpaid income tax, self-employment tax, penalties, and interest. For self-employed individuals and 1099 contractors, tax debt typically accumulates from several sources: failure to make quarterly estimated tax payments, the shock of self-employment tax (15.3% on net income), unfiled tax returns that trigger IRS Substitute for Return assessments, and inadequate business expense documentation.
Once you fall behind, penalties compound at 5% per month for failure to file and 0.5% per month for failure to pay, while interest accrues daily on the unpaid balance. What starts as a manageable amount can quickly snowball into overwhelming debt.
Dickmann Tax Group specializes in helping self-employed and 1099 contractors resolve complex tax debt situations. Our team is based in Colorado and serves clients nationwide with personalized solutions. If you're struggling with accumulated tax debt, contact us today for a free consultation.
Can the IRS forgive tax debt or settle for less than I owe?
Yes, the IRS can settle tax debt for less than the full amount through the Offer in Compromise (OIC) program, but strict financial hardship requirements apply. To qualify, you must demonstrate that paying the full debt would create genuine economic hardship - typically meaning you're living paycheck to paycheck with minimal assets and your income barely covers allowable living expenses.
The IRS also offers Currently Not Collectible (CNC) status for severe temporary hardship, though this doesn't reduce the debt itself. However, most taxpayers don't qualify for "pennies on the dollar" settlements despite what aggressive advertising claims. For those who don't qualify for settlement, installment agreements offer reliable monthly payment plans based on your ability to pay, and penalty abatement can reduce your total debt by 25-50% in many cases.
Our team at Dickmann Tax Group provides honest evaluations of your qualification for various tax relief options - we serve clients nationwide and never make false promises. Call us at (303) 482-2767 for a realistic assessment of your settlement options.
How much does a tax debt attorney cost and is it worth hiring one?
Tax debt attorney fees vary based on case complexity, but most experienced firms charge either flat fees for specific services or monthly retainer arrangements for complex cases. At Dickmann Tax Group, we offer transparent, affordable pricing designed to fit your budget - typically ranging from $2,500 to $7,500+ for comprehensive representation depending on the complexity of your situation.
While this may seem like a significant investment, professional representation almost always saves you far more than it costs. We maximize allowable expense deductions to lower your monthly payments, navigate complex IRS Collection Financial Standards that self-represented taxpayers miss, negotiate better settlement terms than you could achieve alone, prevent costly mistakes that lead to rejected applications, and provide long-term compliance support to keep you out of trouble.
DIY attempts at tax resolution often result in overpayment, rejected settlements, and wasted time. Our Colorado-based team serves clients nationwide with expert tax debt resolution services. We offer payment plans for our services and provide a free consultation to discuss your case. Call (303) 482-2767 or book an appointment online to learn how we can help.
What happens if I ignore my tax debt - will it go away eventually?
No, tax debt does not go away if you ignore it - in fact, it gets significantly worse. The IRS has a 10-year collection statute of limitations, but ignoring your debt triggers increasingly aggressive collection actions long before that period expires. Here's what happens: the IRS sends a series of escalating notices (CP14, CP501, CP503, CP504), then issues a Final Notice of Intent to Levy giving you just 30 days before they can seize your assets.
Collection actions include bank levies that freeze your accounts, wage garnishments taking up to 70-80% of your paycheck, accounts receivable levies contacting your clients directly, federal tax liens damaging your credit and preventing refinancing, and property seizures in extreme cases. Meanwhile, penalties compound at 5% per month (up to 25%), late payment penalties add 0.5% monthly, and interest compounds daily on the growing balance.
A $10,000 debt can easily become $20,000+ through delays and inaction. Immediate action with a Colorado tax debt attorney protects your assets and income while we negotiate resolution. Dickmann Tax Group serves clients nationwide with emergency collection defense. Don't wait until the IRS takes action - schedule a consultation or call (303) 482-2767 now.
Can the IRS take money from my bank account or garnish my wages for tax debt?
Yes, the IRS has legal authority to levy your bank account and garnish your wages without going to court. A bank levy freezes your account for 21 days before the funds are sent to the IRS - this is your critical window to act. Wage garnishment is continuous, taking a percentage of every paycheck until the debt is paid or released, and the IRS can garnish up to 70-80% of your income depending on your filing status and dependents.
For self-employed individuals, the IRS can also levy accounts receivable by contacting your clients directly and diverting future payments. The good news is that professional representation can stop these collection actions quickly. When you hire Dickmann Tax Group, we immediately file a Power of Attorney and request a collection hold, typically stopping levies and garnishments within 24-48 hours.
We then negotiate installment agreements, Currently Not Collectible status, or other resolutions that prevent future collection actions. Our Colorado-based team provides emergency levy defense for clients nationwide. If you're facing a bank levy or wage garnishment, time is critical. Call us immediately at (303) 482-2767 or visit our Colorado IRS Bank Levy Attorney to learn more about how we can help.
What are my options for resolving tax debt if I can't pay the full amount?
If you can't pay your tax debt in full, you have several IRS-approved resolution options, and the best choice depends on your specific financial situation.
Offer in Compromise allows you to settle for less than you owe if you meet strict financial hardship requirements - you must prove you can't pay the full amount before the collection statute expires.
Installment Agreements provide monthly payment plans based on your ability to pay, with streamlined options for debts under $50,000 and standard agreements for larger amounts.
Currently Not Collectible (CNC) status temporarily suspends collection when your income barely covers basic living expenses - no payment required, but the debt remains.
Penalty Abatement can eliminate 25-50% of your total debt through first-time penalty relief or reasonable cause arguments.
Partial Payment Installment Agreements let you pay less than the full amount over time for those who can afford some payment but not enough to pay in full.
The key is matching the right solution to your financial reality - not the cookie-cutter approach used by national tax resolution mills.
Our team at Dickmann Tax Group analyzes your complete situation and recommends the best option for your circumstances. We serve clients nationwide with personalized tax debt resolution strategies. Call (303) 482-2767 for a free consultation.
Do I need to file all my unfiled tax returns before I can resolve my tax debt?
Yes, filing all required tax returns is a prerequisite to any tax debt resolution with the IRS. The IRS will not negotiate an Offer in Compromise, installment agreement, or other settlement until you're in filing compliance - typically the last six years of unfiled returns. If you don't file, the IRS will file a Substitute for Return (SFR) on your behalf, which reports your income from 1099s and W-2s but allows NO business expense deductions, uses the worst filing status (usually single), and creates grossly inflated tax assessments often double your actual liability.
The good news is that filing accurate returns to replace SFRs can reduce your debt by 30-50% or more by claiming legitimate business expenses, proper filing status, and applicable deductions and credits. Dickmann Tax Group specializes in simultaneous unfiled return preparation and tax debt resolution for self-employed clients. We reconstruct your income and expenses even when you're missing records, prepare accurate returns for all unfiled years, remove inflated SFR assessments, and negotiate debt resolution once you're compliant.
Our Colorado-based team serves clients nationwide with this complex specialty. Don't let unfiled returns prevent your debt resolution - contact us today or call (303) 482-2767 to get started.
How long does tax debt resolution take for self-employed with complex cases?
Tax debt resolution timelines vary significantly based on the resolution method, case complexity, and whether you have unfiled returns.
Installment Agreements are typically the fastest option, taking 1-3 months for approval when all returns are filed and documentation is complete.
Offer in Compromise is the longest process, averaging 6-12+ months from application to final decision, with additional time if the IRS requests more information or if appeals are necessary.
Currently Not Collectible status can be achieved in 1-2 months with proper financial documentation.
Penalty Abatement requests take 2-4 months depending on the type. If you have unfiled returns, add 2-6 weeks per year of returns that need preparation before resolution can begin. Complex cases involving multiple tax years, business and personal tax debt, or prior rejected applications take longer.
The key to faster resolution is complete, accurate documentation and professional representation. Our Colorado-based team at Dickmann Tax Group has streamlined processes that move cases efficiently for clients nationwide.
We handle all IRS communications, respond promptly to requests, and keep your case moving forward. Want to know your specific timeline? Call us at (303) 482-2767 for a free consultation and realistic timeline estimate based on your situation.
Why should I choose Dickmann Tax Group for tax debt resolution?
Dickmann Tax Group stands out from national tax resolution companies and generalist tax preparers through our specialized focus and proven approach.
Specialization in Self-Employed & 1099 Contractors: We understand the unique challenges you face - quarterly estimated tax failures, self-employment tax shock, business expense documentation, and irregular income patterns that complicate settlements.
Enrolled Agent Expertise: Our team consists of IRS Enrolled Agents with unlimited federal tax representation rights and 15-20+ years of experience navigating complex cases.
Honest Assessments: We provide realistic evaluations of your options - no false "pennies on the dollar" promises or guaranteed results that can't be delivered.
Affordable Pricing: Founded on the principle that expert representation should be accessible, we offer budget-friendly pricing with payment plans available.
Colorado-Based with Nationwide Reach: Our Denver-area office provides local expertise while our virtual platform serves clients in all 50 states with the same quality service.
Personalized Service: You work directly with experienced professionals, not call center representatives reading scripts.
Comprehensive Approach: We handle tax debt resolution AND ongoing compliance (bookkeeping, tax preparation, estimated tax calculations) to keep you out of trouble long-term. Our track record speaks for itself - we've helped hundreds of self-employed clients resolve tax debt, stop collection actions, and achieve financial peace of mind. Ready to experience the Dickmann difference? Call (303) 482-2767 or get started here for your free consultation today.